[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.floart.cz\/chce-to-mit-dost-penez\/#Article","mainEntityOfPage":"https:\/\/www.floart.cz\/chce-to-mit-dost-penez\/","headline":"Chce to m\u00edt dost pen\u011bz","name":"Chce to m\u00edt dost pen\u011bz","description":"Pen\u00edze jsou skv\u011bl\u00e1 v\u011bc. V tom se mnou jist\u011b budete souhlasit. Ale ur\u010dit\u011b se shodneme i v tom, \u017ee jakkoliv jsou tyto skv\u011bl\u00e9, stejn\u011b jako cokoliv jin\u00e9 na tomto sv\u011bt\u011b maj\u00ed i sv\u00e9 nedostatky. A nejv\u011bt\u0161\u00edm nedostatkem pen\u011bz je jejich nedostatek. I kdy\u017e n\u00e1s m\u016f\u017ee tr\u00e1pit t\u0159eba i inflace, i devalvace a n\u011bkdy dokonce denominace, […]","datePublished":"2023-02-10","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.floart.cz\/author\/#Person","name":"floart.cz\n","url":"https:\/\/www.floart.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"floart.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.floart.cz\/wp-content\/uploads\/money-965061_960_720.jpg","url":"https:\/\/www.floart.cz\/wp-content\/uploads\/money-965061_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.floart.cz\/chce-to-mit-dost-penez\/","about":["Finance"],"wordCount":432,"articleBody":"   Pen\u00edze jsou skv\u011bl\u00e1 v\u011bc. V tom se mnou jist\u011b budete souhlasit. Ale ur\u010dit\u011b se shodneme i v tom, \u017ee jakkoliv jsou tyto skv\u011bl\u00e9, stejn\u011b jako cokoliv jin\u00e9 na tomto sv\u011bt\u011b maj\u00ed i sv\u00e9 nedostatky. A nejv\u011bt\u0161\u00edm nedostatkem pen\u011bz je jejich nedostatek. I kdy\u017e n\u00e1s m\u016f\u017ee tr\u00e1pit t\u0159eba i inflace, i devalvace a n\u011bkdy dokonce denominace, v\u017edycky je na pen\u011bz\u00edch t\u00edm nejhor\u0161\u00edm to, kdy\u017e je nem\u00e1me. Proto\u017ee jak\u00fdmikoliv pen\u011bzi m\u016f\u017eou lid\u00e9 financovat sv\u016fj \u017eivot, jenom t\u011bmi chyb\u011bj\u00edc\u00edmi ne. A kdy\u017e pen\u00edze chyb\u00ed a nelze tedy platit, m\u00e1 \u010dlov\u011bk probl\u00e9m\u016f klidn\u011b a\u017e nad hlavu. A probl\u00e9my nejen m\u00e1, ale tak\u00e9 mus\u00ed \u0159e\u0161it. Proto\u017ee jsou z\u00e1le\u017eitosti, kter\u00e9 se prost\u011b mus\u00ed financovat, a tak se pen\u00edze prost\u011b n\u011bkde n\u011bjak sehnat mus\u00ed.Ale v\u0161ichni v\u00edme, \u017ee zam\u011bstnanci nemaj\u00ed v\u017edy takov\u00e9 v\u00fdplaty, aby si za n\u011b mohli po\u0159\u00eddit kdykoliv v\u0161echno, co pot\u0159ebuj\u00ed, d\u016fchodci, nezam\u011bstnan\u00ed a lid\u00e9 odk\u00e1zan\u00ed na jin\u00e9 soci\u00e1ln\u00ed d\u00e1vky jsou na tom tradi\u010dn\u011b je\u0161t\u011b h\u016f\u0159, a ani potenci\u00e1ln\u011b bohat\u00ed soukrom\u00ed podnikatel\u00e9 nemus\u00ed \u017e\u00edt v nadbytku nebo aspo\u0148 dostatku. A pokud nejsou p\u0159\u00edjmy na \u017e\u00e1douc\u00ed \u00farovni, mus\u00ed se n\u011bkdy vyu\u017e\u00edt aspo\u0148 p\u016fj\u010dky.A kter\u00e9 p\u016fj\u010dky? Pokud m\u00e1 j\u00edt o velk\u00e9 \u010d\u00e1stky s dlouhou dobou spl\u00e1cen\u00ed, o kter\u00e9 se uch\u00e1zej\u00ed lid\u00e9, kte\u0159\u00ed nemohou nab\u00eddnout mnoho z\u00e1ruk spl\u00e1cen\u00ed, je to docela t\u011b\u017ek\u00fd \u00fakol. Ale nezvl\u00e1dnuteln\u00e9 to nen\u00ed. Americk\u00e9 nebankovn\u00ed hypot\u00e9ky bez registru toti\u017e b\u00fdvaj\u00ed k dispozici i lidem, kte\u0159\u00ed jsou na hony vzd\u00e1leni ide\u00e1lu. Sta\u010d\u00ed tu zaru\u010dit spl\u00e1cen\u00ed nemovitost\u00ed a nen\u00ed probl\u00e9m takovou p\u016fj\u010dku z\u00edskat. A zaplatit s jej\u00ed pomoc\u00ed jak v\u00fddaje souvisej\u00edc\u00ed s po\u0159izov\u00e1n\u00edm si bydlen\u00ed, k \u010demu\u017e slou\u017e\u00ed hypot\u00e9ky prim\u00e1rn\u011b, tak i r\u016fzn\u00e9 jin\u00e9 pr\u00e1v\u011b v dan\u00e9m okam\u017eiku nezvladateln\u00e9 v\u00fddaje.Takov\u00e1 nebankovn\u00ed hypot\u00e9ka se obejde klidn\u011b i bez prov\u011b\u0159ov\u00e1n\u00ed z\u00e1znam\u016f v registrech dlu\u017en\u00edk\u016f, u t\u00e9 sta\u010d\u00ed i minim\u00e1ln\u00ed schopnost spl\u00e1cet. V \u010dem\u017e se li\u0161\u00ed t\u0159eba od p\u016fj\u010dek bankovn\u00edch, kde by to bylo m\u00e1lo. A proto se pr\u00e1v\u011b na nebankovn\u00ed sektor obracej\u00ed ti, pro n\u011b\u017e jsou jin\u00e9 p\u016fj\u010dky nedostupn\u00e9. Na rozd\u00edl od t\u011bchto hypot\u00e9k.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Chce to m\u00edt dost pen\u011bz","item":"https:\/\/www.floart.cz\/chce-to-mit-dost-penez\/#breadcrumbitem"}]}]